Stamp Duty Land Tax (SDLT) is a tax you pay when buying property in England. It is one of the largest upfront costs of homeownership and is often underestimated by first-time buyers.
| Property Price Band | SDLT Rate |
|---|---|
| Up to 250,000 | 0% |
| 250,001 to 925,000 | 5% |
| 925,001 to 1,500,000 | 10% |
| Over 1,500,000 | 12% |
| Price Band | First-Time Buyer Rate |
|---|---|
| Up to 425,000 | 0% |
| 425,001 to 625,000 | 5% |
| Over 625,000 | Standard rates apply |
300,000 property standard buyer: first 250,000 at 0% = 0. Remaining 50,000 at 5% = 2,500. Total SDLT: 2,500.
Same property as first-time buyer: full 300,000 under 425,000 threshold. Total SDLT: 0.
Calculate your exact stamp duty bill instantly including first-time buyer relief.
Calculate Stamp DutyBuying a second home or buy-to-let? You pay an additional 3% surcharge on the entire purchase price on top of standard rates.